Sound advice. Proven results.

Home Financing
Owning a home has always been the American dream. After the housing bubble burst, mortgage rates tumbled to historic lows. With mortgage rates still low, home ownership is within reach for many more Americans than in previous years. A small company with the flexibility to work with borrowers on an individual level can do more to make the dream of home ownership a reality than a large impersonal bank. Individual bankers like Lance Armer, owner of Santa Fe Mortgage, strive to empower you to make smart mortgage borrowing decisions rather than decisions that beef up a lender’s bottom line. Santa Fe Mortgage has been in the mortgage industry since the 1990s. We have the experience to make financing a home as seamless as possible.
Refinancing
Whether you purchased your home in the last few years or many years ago, refinancing your mortgage may be a smart move. Refinancing is just what it sounds like – exchanging your present mortgage for one with (hopefully) more favorable terms. Refinancing done right allows homeowners to save money while keeping on top of their investment in the American dream.


Refinancing
Whether you purchased your home in the last few years or many years ago, refinancing your mortgage may be a smart move. Refinancing is just what it sounds like – exchanging your present mortgage for one with (hopefully) more favorable terms. Refinancing done right allows homeowners to save money while keeping on top of their investment in the American dream.

Santa Fe Mortgage Blog
Santa Fe Mortgage focuses on giving our customers personalized service while also providing rates that are comparable to or better than those offered by the big banks. Owner Lance Armer has dedicated himself to the mortgage industry – and could not imagine doing anything else. His story reflects the story of Santa Fe Mortgage.