When home ownership isn’t a step you’re ready to take, you can choose to rent. It’s an option that more and more Americans choose for a number of reasons, but it often becomes a nuisance with how long the process can take and how expensive it can get. That was the...

We’ve spent some time talking about how important a preapproval is when it comes to buying a new home. In that conversation, we touched on the fact that just because you get approved for a certain amount doesn’t mean you need to spend that. In fact, paying a mortgage...

Have you ever been tempted to lick the bowl after the last sip of soup? If it was a bowl of New Mexican green chile stew, we know it most likely happens every single time. In fact, you’ll find nary a plate in Santa Fe that’s got anything left on it, thanks to a wide...

So, you’re ready to get serious about buying a house. Simple, right? You wish. But don’t worry, so does the rest of the world. One of the best ways to do that, and to be a coveted buyer in the eyes of sellers, is to come into your contract already preapproved. Being...

Whether you’re ready to buy a house – maybe your first – or you’ve outgrown the one you’re in, there are a few trends expected for 2018 that might help manage your expectations during a typically stressful, emotional, and prickly process. Home Prices Won’t Keep...

A landscape filled with many colors, a city packed with vibrant personalities, and a destination rich in heritage and culture, Santa Fe remains one of the world’s major art centers, in the United State second only to New York and San Francisco. It’s a community where...

Santa Fe is a wonderful place to live. Our diverse population and spectacular natural environment make our city a great place to raise a family, pursue a career, and enjoy the rich resources of our community. The Santa Fe Opera is one of those treasures, formally...

Hello,  Many people come to Santa Fe Mortgage with an idea of how much they want to pay for a home or for monthly payments. More often than not, they are surprised to learn that they can’t afford as much house as they had hoped, or that their projected monthly payment...

Hello,  The Georgia O’Keefe Museum, in operation since July 1997, is devoted to the six-decade career of one of the most iconic artists of the 20th century: Georgia O’Keefe. Located just a few blocks from historic Santa Fe Plaza and the Santa Fe Convention Center, the...

Hello,   With today’s low interest rates, many homeowners are considering refinancing their mortgages. For homeowners stuck with high-interest fixed-rate loans or adjustable rate mortgages (ARMs) that are due to experience a spike in interest rates, refinancing is...